How State Governments Complicate Aid Applications

For many, government aid provides a lifeline—a safety net during challenging times. But as numerous citizens have found, securing that aid can often feel like navigating a maze, blindfolded and without a guide. While it’s tempting to attribute the complexities of these processes to bureaucratic inefficiencies or outdated systems, a deeper look suggests that the … Read more

What is your Biggest Personal Finance Problem?

We asked our readers to suggest the biggest personal finance issues they face. Here are some of the comments: “I completely understand the struggle of managing personal finances. With rising prices and stagnant incomes, it’s becoming increasingly difficult to make ends meet. One of the biggest problems I face is budgeting. Despite my best efforts, … Read more

Women and Wealth: Strategies for Financial Independence

In the bustling markets of Addis Ababa, I’ve often been inspired by the resolute women who power the economy with their determination and entrepreneurial spirit. The financial world, however, is not always as accommodating or empowering. Unique financial challenges faced by women often stand in the way of building wealth and attaining financial independence. Whether … Read more

Six Black Leaders in the Fight to Legalize Marijuana

black cannabis leader outstanding in her field

The path toward the legalization of marijuana is marked by complexities, controversies, and above all, courageous leadership. The intersection of cannabis legalization with social justice, racial equality, and economic empowerment is an often ignored story, though rich with activism and advocacy. At the core of this story are the voices and visions of black leaders … Read more

The Unspoken Utopia: Non-essential workers in the age of enforced leisure

utopia middle class pajama life

The dawn of automation and technological advancements has ushered in an age where labor is increasingly delegated to machines, creating a new class labeled as “non-essential workers.” This societal shift, though promising a utopia of leisure and personal fulfillment, has equally delivered a perplexing conundrum. The question echoes, loud and clear: What happens when work, … Read more

The Intersection of Crypto and Social Justice

daddy's social justice warriors

In the bustling digital bazaars of the 21st century, cryptocurrencies have emerged as an enigmatic, electrifying presence. They are the wild stallions of the financial world, disruptive and untamed. But beyond the allure of their digital gold rush, beyond the glittering dreams of Bitcoin billionaires, lies a less celebrated but equally powerful narrative – the … Read more

Microfinance and Solidarity

financial solidarity

From the bustling street markets of Bangladesh to the vibrant farming communities in Uganda, people around the world are harnessing the power of collective financial resilience to transform their lives. They are participants in an empowering movement known as microfinance, which is redefining economic landscapes, stimulating entrepreneurship, and fostering shared prosperity. At the intersection of … Read more

A Practical Guide to Collective Money Management

Kitten and puppy look at a pile of money

In the vast cosmos of financial management, there’s a star system that’s often overlooked but offers incredible possibilities. It’s called Cooperative Finance. Unlike the solitary journey of personal finance, cooperative finance navigates a communal course, turning money management into a collective effort. In the spirit of ‘unity is strength,’ this financial philosophy thrives on shared … Read more

Is Debt Inherently Immoral?

From the ancient writings of our theologians to the modern world, the concept of debt and the moral quandaries it ignites continue to influence economic philosophies. LSE scholar, David Graeber, highlighted a medieval perspective of debt in a riveting discussion with Disenz on “harmful jobs, odious debt, and fascists who believe in global warming”. The … Read more