Understand the role of solidarity in personal finance. Learn about cooperative financial practices, community-based lending and savings schemes, and how collective financial actions can lead to shared prosperity.
For many, government aid provides a lifeline—a safety net during challenging times. But as numerous citizens have found, securing that aid can often feel like navigating a maze, blindfolded and without a guide. While it’s tempting to attribute the complexities of these processes to bureaucratic inefficiencies or outdated systems, a deeper look suggests that the … Read more
We asked our readers to suggest the biggest personal finance issues they face. Here are some of the comments: “I completely understand the struggle of managing personal finances. With rising prices and stagnant incomes, it’s becoming increasingly difficult to make ends meet. One of the biggest problems I face is budgeting. Despite my best efforts, … Read more
When the subject of the housing crisis in America and Canada comes up, blame is often cast on investment firms such as Blackrock who are allegedly buying up all the single family homes. How accurate is this story? There are a few aspects to consider regarding investment firms buying up single family homes: Investment firms … Read more
In a world that often seems ruled by numbers, it’s easy to forget the faces behind the figures. Financial hardship is not just an economic issue; it’s a human one.
The advent of the gig economy has ushered in a revolution in how we perceive work, employment, and even the very fabric of our social structures. Far beyond a mere shift in the labor market, it has become a cultural phenomenon that redefines our relationship with work, community, and ourselves. Traditional notions of job security, … Read more
With these tools in hand, you’re not merely surviving; you’re carving out a thriving, fulfilling, and lucrative path in the gig economy of 2023. Welcome to the future of work, crafted by your hands, driven by your vision.
In the bustling markets of Addis Ababa, I’ve often been inspired by the resolute women who power the economy with their determination and entrepreneurial spirit. The financial world, however, is not always as accommodating or empowering. Unique financial challenges faced by women often stand in the way of building wealth and attaining financial independence. Whether … Read more
The path toward the legalization of marijuana is marked by complexities, controversies, and above all, courageous leadership. The intersection of cannabis legalization with social justice, racial equality, and economic empowerment is an often ignored story, though rich with activism and advocacy. At the core of this story are the voices and visions of black leaders … Read more
The dawn of automation and technological advancements has ushered in an age where labor is increasingly delegated to machines, creating a new class labeled as “non-essential workers.” This societal shift, though promising a utopia of leisure and personal fulfillment, has equally delivered a perplexing conundrum. The question echoes, loud and clear: What happens when work, … Read more
We live in a world where ownership is revered, where an individual’s worth is often assessed by their collection of tangible assets. From corner offices to white picket fences, the race for personal accumulation defines many a life. But there exists a strikingly different, less traveled path, one that challenges the wisdom of singular ownership … Read more
In the bustling digital bazaars of the 21st century, cryptocurrencies have emerged as an enigmatic, electrifying presence. They are the wild stallions of the financial world, disruptive and untamed. But beyond the allure of their digital gold rush, beyond the glittering dreams of Bitcoin billionaires, lies a less celebrated but equally powerful narrative – the … Read more
From the bustling street markets of Bangladesh to the vibrant farming communities in Uganda, people around the world are harnessing the power of collective financial resilience to transform their lives. They are participants in an empowering movement known as microfinance, which is redefining economic landscapes, stimulating entrepreneurship, and fostering shared prosperity. At the intersection of … Read more
When we think of personal finance, we often envision solo ventures—individual savings goals, retirement plans, or perhaps those solo jaunts to the car dealership. But what if we flipped the script? What if we began viewing personal finance not just as an individual endeavor, but as a collective journey? Welcome to the world of solidarity … Read more
In the vast cosmos of financial management, there’s a star system that’s often overlooked but offers incredible possibilities. It’s called Cooperative Finance. Unlike the solitary journey of personal finance, cooperative finance navigates a communal course, turning money management into a collective effort. In the spirit of ‘unity is strength,’ this financial philosophy thrives on shared … Read more
Are you as intrigued as I am about the prospect of Fully Automated Luxury Space Communism (FALSC). It’s a mouthful, I know, but this quirky combination of words is a beacon of hope for a future where advanced technology and egalitarian principles might harmonize to create a utopia beyond our earthly confines. Let’s first unwrap … Read more
From the ancient writings of our theologians to the modern world, the concept of debt and the moral quandaries it ignites continue to influence economic philosophies. LSE scholar, David Graeber, highlighted a medieval perspective of debt in a riveting discussion with Disenz on “harmful jobs, odious debt, and fascists who believe in global warming”. The … Read more
Remember those classic 90s movies where a group of misfits band together to take down the big bad bully? They were never the same kind of people, yet they found common ground, forged alliances, and inevitably kicked some serious butt. Unionizing your workplace might not be as glamorous as Hollywood makes it out to be, … Read more