A Fresh Look at Financial Readiness at 70

In a world where the golden years of retirement are no longer bound by the conventional expectations of yesteryear, how much does the average septuagenarian have tucked away in their nest egg? This is not just a question of numbers but a reflection of the changing landscape of retirement, aspirations for leisure and adventure, and … Read more

The Unique Financial Challenges of Generation X

As a member of Generation X, the “sandwich generation,” I can attest to the unique financial challenges we face. We are often balancing the costs of raising children, supporting aging parents, and planning for our own retirement. Our financial responsibilities seem to pull us in multiple directions, making financial wellness feel like an elusive goal. … Read more

Artificial Intelligence in Retirement Planning

An elderly woman enjoys her afternoon tea, having her robotic assistant read a novel to her.

Artificial intelligence (AI) is transforming industries across the board, and personal finance is no exception. One area where AI’s influence is particularly noteworthy is retirement planning. For many people, planning for retirement is a complex, sometimes overwhelming task, full of unknowns. However, AI-powered tools are aiming to make retirement planning more accessible, precise, and user-friendly. … Read more

How to Kick-Start Your Retirement Savings

late retirement blues

Back in my 20s, I used to think of retirement as an abstract concept, something so distant that I could comfortably put it off, focusing instead on more pressing matters like trying to remember where I left my car keys or keeping up with the latest alternative rock hits. As I got older, my lack … Read more

Can I Become Financially Independent if I Wasn’t Born Rich?

A question that lingers in the minds of many is: Is financial independence attainable for those who don’t come from wealthy backgrounds? Let’s explore this multifaceted topic and shed some light on the paths to financial independence for individuals from various socioeconomic backgrounds. Financial independence is the state where you have sufficient personal wealth to … Read more

How Much Should I Have Saved for Retirement?

Dear Anika, I am an ardent follower of your finance articles on Revyo, and I’ve found your advice to be incredibly practical and insightful. You have a knack for breaking down complex financial concepts into understandable, actionable steps, which I greatly appreciate. I’m a 40-year-old professional working in the non-profit sector and earn around $70,000 … Read more