Explore the financial aspects of relationships, including marriage, family, and friendships. Learn about effective communication around money, joint finances, financial planning as a couple, and resolving financial conflicts. Develop healthy financial dynamics in your relationships.
Starting a business is a thrilling endeavor, filled with hopes, dreams, and the promise of potential success. Embarking on this journey with a friend by your side can make the process even more exciting. After all, who better to share the highs and lows of entrepreneurship than someone you already trust and share a bond … Read more
In a world driven by ambition, competition, and constant flux, we often overlook a simple yet profound act – offering encouragement. While the importance of technical skills, knowledge, and practicality cannot be denied, the potency of a kind word or a supportive gesture remains unmatched. Drawing from my background in financial psychology and personal experiences, … Read more
Lucy sat at the kitchen table, her feet not quite reaching the floor, swinging her legs back and forth. She was munching on a peanut butter and jelly sandwich, and her thoughts were miles away from the delightful taste in her mouth. Her father had been talking in hushed tones with her mother the previous … Read more
It’s often said that love and money are the two most debated topics around the world. When intertwined in a relationship, they can either lay the foundation for mutual growth or become a point of contention. Financial disagreements can bring underlying fears and insecurities to the forefront, muddying the waters of even the most harmonious … Read more
Whispered words from grandparents, off-handed comments from parents, the barely audible sighs during bill-paying nights—generations past unknowingly impart their financial lessons in these fleeting moments. While some of these lessons serve as sturdy stepping stones, others might feel more like stumbling blocks. Many of us have inherited a tapestry of generational money beliefs, woven with … Read more
I have financial power of attorney for my 59-year-old mother, who earns around $11 per hour and just manages to cover her $700 monthly rent and living expenses. I’m her only child and live in a region where the cost of living is low, while my income is decent. How can I effectively prepare for … Read more
In love and relationships, trust is the music that guides the rhythm and flow. It’s the unspoken understanding that two partners are working in harmony, aligning their steps, and moving towards shared goals. But what happens when the music falters, and a partner strays from the agreed-upon path? In the realm of money management, this … Read more
Taking that significant step of moving in together is a thrilling leap of faith that blends emotions, lives, and of course, finances. It’s a venture into uncharted waters, filled with the joy of sharing space and the complexity of intertwining monetary matters. It’s about love and trust, but also about dollars and cents. These intricate … Read more
In a world where many of us lead increasingly sedentary lives, tied to our screens and confined by routines, the primal joy of movement can feel like a lost art. Ecstatic Dance offers a rediscovery of that joy, a chance to reconnect with our bodies, minds, and emotions through the unbridled power of dance. But … Read more
Behavioral economics pulls back the curtain on the irrational ways we often handle money. We’ll unravel the mysteries of human behavior in economic decisions, enriching readers’ understanding of why we often act against our financial best interests. At times perplexing, often downright baffling, the mental pathways we take in making financial choices can be a … Read more
In a world that often seems ruled by numbers, it’s easy to forget the faces behind the figures. Financial hardship is not just an economic issue; it’s a human one.
In the convoluted landscape of modern business, salary negotiations and compensations are often shrouded in secrecy, treated almost as taboos. While some argue that keeping salaries under wraps protects individual privacy, a growing movement pushes for open salary disclosure as a pathway to equity and fairness. As a financial psychologist who often delves into the … Read more
We are often told that money and emotions should never mix. But in reality, our finances and feelings are so intricately linked that trying to separate them is like trying to separate the colours in a sunset. It’s particularly true for single parents who bear the financial responsibilities alone while also shouldering the emotional wellbeing … Read more
We live in a world where ownership is revered, where an individual’s worth is often assessed by their collection of tangible assets. From corner offices to white picket fences, the race for personal accumulation defines many a life. But there exists a strikingly different, less traveled path, one that challenges the wisdom of singular ownership … Read more
In the vast cosmos of financial management, there’s a star system that’s often overlooked but offers incredible possibilities. It’s called Cooperative Finance. Unlike the solitary journey of personal finance, cooperative finance navigates a communal course, turning money management into a collective effort. In the spirit of ‘unity is strength,’ this financial philosophy thrives on shared … Read more
We’ve all been there: you and your friends fantasizing about a dream vacation together, exploring exotic places, creating memorable adventures, and strengthening the bonds of your friendship. But when it comes to turning those fantasies into reality, financial matters often pose a formidable challenge. However, with early planning and strategic saving, you can make your … Read more
Got a bit of a pickle here, mate. So, my folks, both pushing 60, run their own business – no employee retirement scheme or anything like that. They pull in about 300K annually, but no clue how much of that’s pure profit. There’s a pension from the 80s with around 20 grand in it, and … Read more
Remember those classic 90s movies where a group of misfits band together to take down the big bad bully? They were never the same kind of people, yet they found common ground, forged alliances, and inevitably kicked some serious butt. Unionizing your workplace might not be as glamorous as Hollywood makes it out to be, … Read more
The Timeless Tale of Students Begging Parents for Cash Oh, the tales we hear of university students surviving on ramen noodles and dreams of graduation. From the sounds of it, you’d think it’s a modern-day crisis, born from our economic climate, a symptom of skyrocketing tuition fees and stagnant wages. Well, dear readers, buckle up … Read more
There is no one-size-fits-all approach to combining communal living and cryptocurrency. It’s about what works best for your community. Be open to experimenting, take calculated risks, and don’t be afraid to make a few waves.