How High Interest Rates Impact the Housing Market

In the ebb and flow of economic landscapes, few things capture attention quite like interest rates. These seemingly small percentages wield significant influence, rippling across various sectors of the economy. And one domain that feels this sway prominently is the housing market. For anyone who has dreamt of a white picket fence or envisaged a … Read more

Investment Strategies for a Changing World

In the echoing chambers of Wall Street, where the ebb and flow of the market are often compared to the predictable tides of an ocean, change is the only constant. From the bustling trading floors of Goldman Sachs to quiet decision-making rooms of elite portfolio managers, every financier worth their salt knows that the art … Read more

Warren Buffett on Stock Prices

Certainly most of the professional investors focus on what the stock is likely to do in the next year or two But they do not really think of themselves as owning a piece of a business

Increase Your Income or Trim Your Expenses?

financial planning

In the vast world of personal finance, a familiar mantra often echoed is “spend less, save more.” While it’s undeniably wise advice, there’s a nuance that often gets overshadowed in this age-old wisdom. Cutting minuscule amounts from your budget can only take you so far. Increasing your income, on the other hand, unlocks a world … Read more

How Playing Risk Shaped My Personal Finance Strategy

As someone deeply entrenched in the world of finances, I often find wisdom and guidance in the unlikeliest of places. Surprisingly, one of my most profound learning experiences has come from the classic board game, Risk. The game, known for its blend of strategy, negotiation, and chance, has given me several insights into managing personal … Read more

Women and Wealth: Strategies for Financial Independence

In the bustling markets of Addis Ababa, I’ve often been inspired by the resolute women who power the economy with their determination and entrepreneurial spirit. The financial world, however, is not always as accommodating or empowering. Unique financial challenges faced by women often stand in the way of building wealth and attaining financial independence. Whether … Read more

How Can I Wisely Invest My Settlement Money?

youth and moneuy

I’m 19 years old and recently received a $100,000 settlement from an accident, but after fees, I’ll have $60,000 left. As someone who tends to spend impulsively on things like video games, and who has never handled this much money, I’m worried I’ll squander it. My parents tell me that this money could set me … Read more

Brick by Brick: Building Wealth through Real Estate

A house sitting on top of a pile of coins

We’ve all heard the age-old adage, ‘Don’t wait to buy real estate, buy real estate and wait.’ This simple piece of wisdom encapsulates the allure of investing in real estate—a tangible asset, a source of steady income, and an investment that has the potential to appreciate significantly over time. Yet, for many first-time buyers, the … Read more

Superconductors: A Quantum Leap for Finance?

The recent discovery of room-temperature superconductors could have profound implications for sectors like finance, investing, and cryptocurrency, promising a future of increased energy efficiency and novel technological applications. Yet, the journey from lab to market is a long one, as history reminds us. In this blog, we delve into the exciting possibilities and the challenges ahead.

What Poker Can Teach You About Investing

Poker and personal finance may seem like strange bedfellows at first glance. After all, one invokes images of risk-taking and high-stakes drama, while the other is often associated with careful planning, savings, and long-term stability. But dig a little deeper, and you’ll find some surprisingly potent parallels. Just as in a game of poker, managing … Read more

Top 10 Money Myths Revealed

Remember, understanding the difference between financial fact and fiction is a key step towards financial literacy and independence. Arm yourself with the right knowledge and pave your way to financial success.

Risk vs Reward: Balancing Your Retirement Portfolio

A graph showing poor performance of a 401K plan over a year.

The first time I encountered the concept of risk and reward was not in an investing book or during a finance class. Instead, it was during a daring rescue mission in Space Invaders, where I had to decide whether to go for the high-score alien (high risk, high reward) or play it safe and clear … Read more

The Impact of Social Media on Gen Z’s Spending Habits

As the first generation to grow up with the Internet at their fingertips, Gen Z’s interaction with money is, unsurprisingly, closely intertwined with their digital lives. A significant part of this digital life revolves around social media, which has evolved into a powerful force that shapes their perceptions, influences their decisions, and inevitably impacts their … Read more

Renting vs Buying: Making the Big Decision

Deciding whether to rent or buy a home is a major life choice that can have lasting financial and lifestyle implications. Both options come with their own sets of benefits and drawbacks. In this post, we’ll dive into the factors you should consider when making this important decision. Understanding the Basics Renting a home means … Read more

Comparing Major Cryptocurrency Exchanges

person holding silver bitcoin coin

Cryptocurrency has emerged from the shadowy fringes of the digital world to become a force to be reckoned with in mainstream finance. As a result, the number of cryptocurrency exchanges has also proliferated. For investors, the sheer volume of choices can be bewildering. This guide aims to untangle that knot by comparing four major players … Read more

What Makes a Good Financial Advisor

Family With Baby Meeting Financial Advisor At Home

It’s a turbulent sea out there in the financial world, and navigating it without a compass can be daunting. Financial advisors are often the compasses, guiding you through the stormy waves of investments, taxes, and retirement plans. But with a plethora of advisors out there, what really sets apart a good financial advisor? Is it … Read more

How Much Should I Have Saved for Retirement?

Dear Anika, I am an ardent follower of your finance articles on Revyo, and I’ve found your advice to be incredibly practical and insightful. You have a knack for breaking down complex financial concepts into understandable, actionable steps, which I greatly appreciate. I’m a 40-year-old professional working in the non-profit sector and earn around $70,000 … Read more

Wealth Management 101: Strategies for the New-Age Investor

man using the computer

Wealth management, at its core, is the art and science of making, saving, and growing money. While the basics of this discipline have remained relatively consistent over time, the rapid advancements of technology and evolution of financial markets have changed the landscape considerably. Today’s new-age investors must grapple not only with traditional investment vehicles but … Read more

Sage: A Seasoned Solution for Today’s Entrepreneurs

screenshot of Sage Us

Sage, the clear market leader in integrated accounting, payroll, and payment systems, has come a long way since its humble beginnings as a British startup in 1981. With an illustrious history that reflects the spirit of entrepreneurship, Sage’s evolution from helping a small print business to being listed on the London Stock Exchange with a … Read more

How Much Money Do You Need to Retire?

Elderly retired woman with her savings in a jar

Retirement planning is a crucial part of any financial strategy. However, one common question often perplexes individuals: how much money do you need to retire? This post will guide you through some critical considerations to help you answer this question. Identify Your Retirement Lifestyle Goals Your retirement lifestyle goals significantly impact how much you’ll need … Read more