How To Budget And Save On A Low Income

grayscale photo of coins

Welcome to! As a financial psychologist, I understand how challenging it can be to budget and save on a low income. However, with the right strategies and mindset, anyone can create and stick to a budget, cut back on expenses, and start saving money. In this post, I’ll share some tips and tricks for … Read more

Learn: Debt Relief Strategies

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Are you feeling overwhelmed by debt? If so, don’t worry – there are ways to overcome these challenges and take back control of your financial life. We’ll cover a range of debt relief strategies that can help you get on top of your debts and start living the life you want. So, let’s dive right … Read more

Easy Ways To Budget Your Finances

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Today, we’ll be talking about easy ways to budget your finances. Whether you’re looking to save money or just need a little extra help managing your expenses, budgeting can make all the difference. Here are some tips to get started: Budget Basics Budgeting is an essential part of managing your finances. It involves tracking your … Read more

7 Ways To Improve Your Financial Literacy And Build Wealth


I believe that building financial literacy is crucial for achieving long-term financial success. Financial literacy encompasses understanding how money works, making informed decisions about finances, and planning for financial security. By improving your financial literacy, you can take control of your finances and build wealth over time. We will explore seven ways to improve your … Read more

How Selling Your Plasma For Money Works

Plasma donation has become a popular way for people to make extra cash. However, many don’t know how it works or whether it is safe. We will explain what plasma is and where you can donate it for money. We will also explore the safety concerns associated with plasma donation and discuss how much money … Read more

Debunking the Myth of the Stock Market Guru

Debunking the myth of the stock market guru: why expert opinion can mislead your financial goals

Is Prepaid Legal Insurance a Good Investment?

Prepaid legal insurance offers a wide range of coverage and benefits to policyholders. The specific services and features vary depending on the provider, but most policies include basic coverage such as consultations with attorneys, document preparation, and representation in court if necessary. Some providers also offer additional benefits like identity theft protection, financial planning services, … Read more

How the Sharing Economy Can Sustain Both Economic Growth and Environmental Protection

The sharing economy is a model of consumption that involves the sharing of resources or assets between individuals, rather than owning them outright. This can include everything from ride-sharing services like Uber and Lyft to home-sharing platforms like Airbnb. The idea behind the sharing economy is to offer an alternative to traditional consumerism, which is … Read more

The 401(k) Rollover Gap

Faced with a new job’s 90-day probation and a 60-day 401(k) rollover window? Anika Patel explains how to bridge the gap, secure your retirement savings, and avoid common pitfalls.

Creating Passive Income Streams Through Real Estate Investing

Are you ready to build a passive income stream through real estate investing? Let me show you how! This blog post will guide you through the process of generating passive income through real estate. By reading on, you’ll learn about the different strategies for building wealth through real estate investment and the potential benefits that … Read more

A Beginner’s Guide To Understanding The Stock Market

Welcome, fellow investors! If you want to learn how to navigate the stock market like a pro, this is the guide for you. We’ll cover everything from what stocks are and why they matter, to key concepts like P/E ratios and dividends – so let’s get started!

Understanding the Safe Harbor 401(k)

The Safe Harbor 401(k) offers a host of advantages to both employers and employees, from avoiding complex non-discrimination testing for employers to guaranteed employer contributions for employees. Like other 401(k) plans, Safe Harbor 401(k) plans also offer tax advantages.

The Frugal Millionaire’s Path: Wealth Creation for the Everyday Investor

In “The Frugal Millionaire’s Path: Wealth Creation for the Everyday Investor,” we delve deep into the essence of financial freedom and the journey toward achieving it. The principles outlined in my book, “The Frugal Millionaire: Wealth Creation for the Everyday Joe,” serve as the foundation for this enlightening exploration. This blog post aims to translate … Read more

Promoting Financial Literacy in the Trans Community

In a world where financial literacy is key to empowerment, the trans community often faces unique challenges and barriers. From navigating name changes on legal documents to dealing with employment discrimination, the path to economic equity for trans individuals can be fraught with obstacles. Yet, financial literacy is a powerful tool in our arsenal – … Read more

Balancing Acts: Financial Planning for Artists in Uncertain Times

In the world of arts, where passion reigns supreme and financial rewards are often unpredictable, managing personal finances can feel like a delicate dance, much like the precise art of ballet. As artists, we thrive in our creative endeavors, pouring our hearts into each performance, painting, or composition. However, the ebb and flow of creative … Read more

How Do I Improve My Personal Finance Skills?

learn personal finance skills

Improving your personal finance skills is a valuable goal, and it can be achieved through a combination of education, practical experience, and discipline. Here are some steps and strategies to help you enhance your personal finance skills: Remember, improving your financial skills is a journey, not a destination. It takes time, effort, and continuous learning, … Read more

5 Investment Tips for Artists and Creatives

In the hushed corridors of a grand theater, where the delicate rustle of tutus and the soft whispers of ballet slippers against polished wood once filled the air, I learned my first lessons in balance, discipline, and grace. Hi, I’m Teddy Beasley, and my journey from professional ballet dancer to a self-taught financial guru might … Read more

Free Ways to Boost Your Personal Finance Skills

Hey there, adventurers in finance! It’s Juniper Denali here, your guide through the mystical forest of personal finance. Now, you might know me as the polyamory pundit or the ’90s nostalgia nerd, but today, I’m donning a different hat (or should I say, a different calculator?). In our communal cabin in Northern California, where love … Read more

Mutual Funds Simplified

Dive into the world of mutual funds with Tom Serrano’s easy-to-grasp, humorous guide. From debunking myths to demystifying terms, get ready to master mutual funds like child’s play.

Decentralized Finance: A Beginner’s Guide

Decentralized Finance (DeFi) is reshaping the financial landscape by leveraging blockchain technology and smart contracts to create a peer-to-peer ecosystem. It offers accessibility, transparency, and innovative investment opportunities, yet comes with volatility and regulatory uncertainties. As it merges with traditional finance, the future of DeFi holds potential for a more inclusive and efficient financial paradigm.