How To Stay Debt-Free This Christmas
Remember to start early and plan ahead, set a budget, prioritize gift-giving, look for free or low-cost activities, and enjoy the holidays without sacrificing your financial health.
Credit
Jump into the world of credit. Understand how it impacts your financial health, learn about credit scores, credit cards, loans, and the best practices to manage and improve your credit standing.
Debt, Loans And Asking For Financial Help
When it comes to money, we often think about saving and investing – but what do you do when you need some fast cash? Many people turn to debt and loans as a solution for their financial needs. Whether you’re looking to borrow money to pay off existing debts or simply want to make a … Read more
What the Fed’s Potential Rate Cut Means for Your Money
Hey there, savvy savers and aspiring investors! It’s time for another market update from your friends at Revyo. Today, we’re diving into some exciting news that could impact your financial future. The Big Picture: Stocks on the Rise The stock market is buzzing with positive energy, and here’s why: But what’s driving this upward trend? … Read more
The Art Of Negotiating A Mortgage Rate
We all know how important it is to negotiate a mortgage rate that works for your budget and financial goals. With the right knowledge and skills, you can save thousands of dollars in interest payments over the life of your loan. We will explore the art of negotiating a mortgage rate and provide practical advice … Read more
Investing in Green Tech to Fight Climate Change
Climate change is one of the most urgent issues of our time, and finding solutions to mitigate its effects has become a global priority. As a result, green technology, or “green tech”, has emerged as a rapidly growing sector filled with promising investment opportunities. Green tech encompasses a wide range of innovative technologies aimed at … Read more
When You Need a Loan But Have Bad or No Credit
Obtaining a loan with bad or no credit history can feel like an uphill battle. Traditional lenders tend to view credit history as a critical factor in determining an individual’s loan eligibility. However, don’t be discouraged if your credit score is far from perfect or if you haven’t had the chance to build one at … Read more
Learn: Debt Relief Strategies
Are you feeling overwhelmed by debt? If so, don’t worry – there are ways to overcome these challenges and take back control of your financial life. We’ll cover a range of debt relief strategies that can help you get on top of your debts and start living the life you want. So, let’s dive right … Read more
The Power of Microfinance in Developing Communities
Microfinance refers to small loans, savings accounts, and other financial services provided to people who are traditionally excluded from mainstream financial institutions. The goal of microfinance is to help individuals or groups lift themselves out of poverty by creating their own economic opportunities. Microfinance can provide access to credit, savings, and insurance services that can … Read more
The Paradox of ‘Rich Dad, Poor Dad’
Robert Kiyosaki, author of ‘Rich Dad, Poor Dad’, filed for bankruptcy in 2012, a shocking turn for the financial guru. Despite his book’s success, legal battles and controversial advice tarnished his image. Kiyosaki’s personal wealth remains intact, raising questions about the alignment of financial advice with personal practices. His story serves as a cautionary tale on the complexities of financial success.
How to Rebuild Your Credit Score from Scratch
Credit: a five-letter word that carries immense weight in our financial lives. A good credit score opens doors to opportunities – from securing a mortgage to getting a favorable loan rate. But what happens when your credit score is less than ideal? Whether it’s due to past financial mistakes, unexpected hardships, or simply a lack … Read more
The Albatross of Credit Card Debt
As the American economy continues to evolve, one constant remains: credit card debt is an ever-present weight on the financial well-being of millions. Recent statistics paint a grim picture. According to the Federal Reserve, the total credit card debt in the United States surpassed $1 trillion in 2020. The average interest rate? A staggering 16.28%, … Read more
Women and Wealth: Strategies for Financial Independence
In the bustling markets of Addis Ababa, I’ve often been inspired by the resolute women who power the economy with their determination and entrepreneurial spirit. The financial world, however, is not always as accommodating or empowering. Unique financial challenges faced by women often stand in the way of building wealth and attaining financial independence. Whether … Read more
Building Healthy Credit Habits
In today’s fast-paced and interconnected world, credit has become an integral part of personal finance. It serves as the financial bridge that connects our present to our future, allowing us to make essential purchases like homes and cars or start a business. Yet, for something so vital, credit remains shrouded in mystery for many. Misconceptions … Read more
Aristotle’s Currency: Money as a Social Connector
Money: it’s a concept that transcends time, location, and culture. The understanding of money as a “substitute for need,” articulated by Aristotle, reaches far beyond the marbled streets of ancient Athens. From simple trade to global economics, the philosopher’s vision of money as a social bond offers profound insights into our modern financial lives. In … Read more
Is Debt Inherently Immoral?
From the ancient writings of our theologians to the modern world, the concept of debt and the moral quandaries it ignites continue to influence economic philosophies. LSE scholar, David Graeber, highlighted a medieval perspective of debt in a riveting discussion with Disenz on “harmful jobs, odious debt, and fascists who believe in global warming”. The … Read more
From Credit Newbie to Score Guru
Navigating the maze of personal finance can often feel daunting, especially when it comes to understanding and managing credit. Yet, it’s a critical aspect of financial health that holds the potential to open or close doors, quite literally. Let me tell you a story. A close friend of mine, let’s call him Jake, was a … Read more
What Gen Z Needs to Know About Credit
In an increasingly digital age, credit has become a cornerstone of financial independence. Yet, its intricacies often remain a mystery to many – especially the younger generation, Gen Z, who are at the beginning of their financial journey. As they step into adulthood, understanding credit, its management, and its implications on future financial opportunities becomes … Read more
A Student Loan Guide for Gen Z
The Gen Z cohort is coming of age and stepping into the realm of higher education, and for many, this means encountering the complex world of student loans. With the total U.S. student loan debt exceeding $1.7 trillion, it’s clear that student loans are a significant part of many individuals’ financial lives. Therefore, it is … Read more