The Anatomy of a Phishing Attack

phishing scam

Phishing attacks are one of the most common and dangerous types of cyber threats that can lead to identity theft, financial loss, and unauthorized data access. The term “phishing” is derived from the word “fishing” as it is akin to throwing a baited hook out there and hoping someone bites. In this post, we will … Read more

Bohemian Strings: Crafting the Future

Beads, colorful beads and tools for needlework

After an exhilarating start, Julie’s jewelry design business is off the ground. She has faced and overcome numerous challenges and learned invaluable lessons along the way. Now, she looks to the future. In this final installment of our series, we follow Julie as she makes pivotal decisions and takes strategic steps to ensure the sustainability … Read more

Bohemian Strings: The First Sales

Portrait of artisanal jeweler with tattoos working on art piece at wooden table

As Julie’s online store went live, she was a bundle of nerves and excitement. Her phone buzzed non-stop with notifications of followers engaging with her posts, friends and family congratulating her, and, thrillingly, orders being placed. In this installment, we accompany Julie as she navigates the rush of her first sales, tackles fulfillment challenges, and … Read more

The Ultimate Guide to Creating a Family Budget

Family are sitting at a desk with a paper receipt and calculating expenses, managing budget.

In an age where financial stability often seems like a distant dream, learning to manage your family’s finances is more critical than ever. Whether you’re a newlywed couple just starting your journey together or a big family juggling different needs, having a solid budget is the foundation upon which financial peace of mind is built. … Read more

What Everyone Needs To Know About Insurance

Hand holding umbrella wood block insurance icons

In the unpredictable ocean of life, insurance serves as a lifeboat that provides us with financial security against storms and rough waters. Like a prudent captain who prepares for unforeseen challenges, each of us needs to understand the intricate world of insurance to safeguard our voyage. This article will chart the course through the various … Read more

Bohemian Strings: Setting Up Shop

In the previous parts of this series, we followed Julie’s inspiring journey from discovering her passion for jewelry making to laying the groundwork for her business. We’ve seen her overcome hurdles, from learning the ins and outs of business planning to creating a captivating portfolio. In Part 3, we’re diving into the exciting phase of … Read more

Bohemian Strings: Laying the Groundwork

Female jeweler at work in jewelery workshop

In the second installment of our five-part series, we join Julie as she moves from dream to action. She is driven by her passion for jewelry-making and the desire to build a better life for herself and her children. This chapter will explore the crucial steps Julie takes in planning, branding, and setting the groundwork … Read more

Changing Attitudes About Money After Growing Up Poor

Man holding empty wallet.

Hey there, fellow adventurers on the path to financial empowerment! Sofi here, ready to share a heartfelt journey of transformation – one that many of us can relate to. Today, we’ll explore the profound impact of growing up poor and how it can shape our attitudes and beliefs about money. More importantly, we’ll delve into … Read more

Spotting the Drift: Methods for Identifying Your Spending Habits

Spending habits

Do you often find yourself wondering where all your money went at the end of the month? Identifying and understanding your spending habits is the first step towards gaining control over your finances. In this blog post, we will delve into methods that can help you pinpoint how you’re spending your money, and ultimately set … Read more

Bohemian Strings: From Dream to Reality

entrepreneurship at the music festival

In the first installment of our five-part series, we venture into the early days of Julie’s journey. As we turn back the pages, we’ll witness the formative experiences that shape her passion for jewelry-making and the evolution of her ambitions. As I prepared for my Zoom meeting with Julie Littlebird, I felt a wave of … Read more

How Much Should I Have Saved for Retirement?

Dear Anika, I am an ardent follower of your finance articles on Revyo, and I’ve found your advice to be incredibly practical and insightful. You have a knack for breaking down complex financial concepts into understandable, actionable steps, which I greatly appreciate. I’m a 40-year-old professional working in the non-profit sector and earn around $70,000 … Read more

Writing a Winning Business Plan

Business team working on writing a business plan

Crafting a business plan is not merely an administrative hurdle to cross; it is an essential step in laying the groundwork for your entrepreneurial vision.

Financial Help for Starting a Business

3D illustration of generic golden coins and pawns over black background

Starting a business is an exciting endeavor, but finding the financial help to turn your dream into a reality can be a daunting task. This article will guide you through different sources of financing, how to determine how much money you need, and the trade-offs involved in different types of financing. Assessing Your Financial Needs … Read more

What Is A Good Retirement Income?

I’ve been an avid reader of your articles and have particularly appreciated your insightful and practical advice on financial planning. Your recent article on “How Much Money Do You Need to Retire?” has prompted me to think more seriously about my own retirement planning, but I’m left with one lingering question: What constitutes a “good” … Read more

AI and the Gig Economy: A Recipe for Disaster?

Courier delivering fresh lunches to a young business woman on a bicycle with thermal backpack.

AI’s integration into the gig economy is a complex issue, presenting both opportunities and challenges. While it’s clear that this powerful combination can increase efficiency and provide flexibility, it’s equally evident that it can lead to income instability and potential exploitation. Balancing these competing interests is a difficult task, one that will likely require a combination of technological innovation, regulatory insight, and social dialogue. As AI continues to reshape our economy, we must ensure that it serves not only corporate interests but also the needs of the workforce that makes it possible.

Wealth Management 101: Strategies for the New-Age Investor

man using the computer

Wealth management, at its core, is the art and science of making, saving, and growing money. While the basics of this discipline have remained relatively consistent over time, the rapid advancements of technology and evolution of financial markets have changed the landscape considerably. Today’s new-age investors must grapple not only with traditional investment vehicles but … Read more

Starting a Business of Your Own

Start your own business easel and entrepreneur.

Lean how to start your own business by following along as Julie turns her dream into reality

Artificial Intelligence and the Future of Work

a brain on an ai chip

While AI will undoubtedly reshape the labor market, it’s not all doom and gloom. As history has repeatedly shown, technology often eliminates jobs but also creates new ones. By staying flexible, continually learning, and embracing change, you can ride the wave of AI and find new opportunities for your career in the future of work.

Sage: A Seasoned Solution for Today’s Entrepreneurs

screenshot of Sage Us

Sage, the clear market leader in integrated accounting, payroll, and payment systems, has come a long way since its humble beginnings as a British startup in 1981. With an illustrious history that reflects the spirit of entrepreneurship, Sage’s evolution from helping a small print business to being listed on the London Stock Exchange with a … Read more

How Much Money Do You Need to Retire?

Elderly retired woman with her savings in a jar

Retirement planning is a crucial part of any financial strategy. However, one common question often perplexes individuals: how much money do you need to retire? This post will guide you through some critical considerations to help you answer this question. Identify Your Retirement Lifestyle Goals Your retirement lifestyle goals significantly impact how much you’ll need … Read more