From the ancient writings of our theologians to the modern world, the concept of debt and the moral quandaries it ignites continue to influence economic philosophies. LSE scholar, David Graeber, highlighted a medieval perspective of debt in a riveting discussion with Disenz on “harmful jobs, odious debt, and fascists who believe in global warming”. The … Read more
In an increasingly complex legal landscape, many individuals find themselves needing legal advice or representation. To meet this need, some employers offer legal insurance as part of their benefits packages. But is legal insurance really worth the expense? This article will delve into what legal insurance covers, its limitations, and the factors you should consider … Read more
Remember those classic 90s movies where a group of misfits band together to take down the big bad bully? They were never the same kind of people, yet they found common ground, forged alliances, and inevitably kicked some serious butt. Unionizing your workplace might not be as glamorous as Hollywood makes it out to be, … Read more
When I first stepped foot into my own apartment—no parents, no roommates—there was an undeniable thrill. It was an eclectic mix of freedom, anticipation, and, admittedly, a decent dose of fear. While it was exhilarating to make decisions on my own, from what to cook for dinner to what color to paint the walls, I … Read more
The first time I encountered the concept of risk and reward was not in an investing book or during a finance class. Instead, it was during a daring rescue mission in Space Invaders, where I had to decide whether to go for the high-score alien (high risk, high reward) or play it safe and clear … Read more
Our actions, small as they may seem, can ripple out and make a difference. A drop of coffee can spread in the cup; likewise, our collective efforts can spread and impact society at large. It’s a bit like making coffee: start with a single bean, apply some heat, and before you know it, you’ve created something robust, warm, and powerful.
As the first generation to grow up with the Internet at their fingertips, Gen Z’s interaction with money is, unsurprisingly, closely intertwined with their digital lives. A significant part of this digital life revolves around social media, which has evolved into a powerful force that shapes their perceptions, influences their decisions, and inevitably impacts their … Read more
The Timeless Tale of Students Begging Parents for Cash Oh, the tales we hear of university students surviving on ramen noodles and dreams of graduation. From the sounds of it, you’d think it’s a modern-day crisis, born from our economic climate, a symptom of skyrocketing tuition fees and stagnant wages. Well, dear readers, buckle up … Read more
Navigating the maze of personal finance can often feel daunting, especially when it comes to understanding and managing credit. Yet, it’s a critical aspect of financial health that holds the potential to open or close doors, quite literally. Let me tell you a story. A close friend of mine, let’s call him Jake, was a … Read more
Hello there, financial explorers! Sofi Abdurahman here, ready to whisk you away on an exciting journey through time and money – all the way from the ancient salt bars of Ethiopia to the digital frontiers of Bitcoin. Are you buckled up? Good! In the vast landscape of finance, nothing has been quite as revolutionary or … Read more
Step aside, Indiana Jones! There’s a new explorer in town, and it’s got a knack for ancient languages. In an unprecedented breakthrough, a team of archaeologists and computer scientists have empowered an AI to decode and translate cuneiform tablets—the ancient clay tablets that hold the secrets of Mesopotamian civilization. Yes, you heard that right! AI … Read more
In today’s uncertain times, financial security has never been more critical. Whether it’s an unexpected car repair, a sudden job loss, or a medical emergency, life has a way of throwing curveballs that can wreak havoc on our finances. One way to mitigate these risks and weather financial storms is by creating an emergency fund. … Read more
Did you know that the word ‘mortgage’ comes from the Old French term for ‘dead pledge’? Sounds ominous, doesn’t it? Don’t worry – your house isn’t haunted, but there’s a fascinating historical and linguistic journey behind the name. A friend recently celebrated refinancing her mortgage. Amidst the excitement, she asked a question that stopped me … Read more
In an increasingly digital age, credit has become a cornerstone of financial independence. Yet, its intricacies often remain a mystery to many – especially the younger generation, Gen Z, who are at the beginning of their financial journey. As they step into adulthood, understanding credit, its management, and its implications on future financial opportunities becomes … Read more
There is no one-size-fits-all approach to combining communal living and cryptocurrency. It’s about what works best for your community. Be open to experimenting, take calculated risks, and don’t be afraid to make a few waves.
The Gen Z cohort is coming of age and stepping into the realm of higher education, and for many, this means encountering the complex world of student loans. With the total U.S. student loan debt exceeding $1.7 trillion, it’s clear that student loans are a significant part of many individuals’ financial lives. Therefore, it is … Read more
In a world that’s rapidly embracing technology, coding skills are worth their weight in gold. But did you know that they can also add some real gold to your bank account? Yes! Leveraging your tech skills can not only satisfy the geek within but can also pave a solid path to financial prosperity. Whether you’re … Read more
Living with roommates can be a great way to share expenses and create a supportive living environment. However, it’s important to establish clear financial guidelines to avoid potential conflicts and ensure smooth cooperation. In this article, we’ll explore effective strategies for managing home finances when living with roommates. From splitting expenses to tracking bills and … Read more
There’s a deceptive simplicity in the roll of the dice, the spin of a wheel, the flip of a card. For John, it all started as harmless fun—a casual night out at the casino with friends. But what began as a distraction soon took over his life, spiraling into a vortex of lost time, missed … Read more
It’s undeniable that making a purchase can give us a momentary rush of happiness. However, for some, this can spiral into a shopping addiction or emotional spending, where the quest for short-lived joy leads to financial turmoil. Here’s a guide to understanding and dealing with these issues. Shopping addiction and emotional spending are often linked. … Read more