In a world that’s progressively accepting diverse identities and orientations, one might wonder: Are we doing enough to make sure that acceptance translates to every facet of life? Especially in sectors like finance where traditionally, only a few voices were heard? As an individual deeply rooted in finance and wealth management, I, Anika Patel, intend … Read more
I have financial power of attorney for my 59-year-old mother, who earns around $11 per hour and just manages to cover her $700 monthly rent and living expenses. I’m her only child and live in a region where the cost of living is low, while my income is decent. How can I effectively prepare for … Read more
Picture yourself wandering through the labyrinthine world of financial adulthood. One wrong turn, and you might find yourself trapped in the debt-scape, a barren land where opportunities seem forever out of reach. You need more than just a ball of yarn to find your way. Your credit score—those three little digits—functions as a kind of … Read more
In our shared cabin tucked amidst the redwoods of Northern California, my community and I take recycling seriously. We separate plastics from metals, papers from food scraps. It’s a dance of environmental responsibility that we’ve perfected over years, fueled by the promise that we’re contributing to a greener Earth. But that belief is now tinged … Read more
We asked our readers to suggest the biggest personal finance issues they face. Here are some of the comments: “I completely understand the struggle of managing personal finances. With rising prices and stagnant incomes, it’s becoming increasingly difficult to make ends meet. One of the biggest problems I face is budgeting. Despite my best efforts, … Read more
When the subject of the housing crisis in America and Canada comes up, blame is often cast on investment firms such as Blackrock who are allegedly buying up all the single family homes. How accurate is this story? There are a few aspects to consider regarding investment firms buying up single family homes: Investment firms … Read more
This question, “What Are Our Long-Term Financial Goals?”, isn’t merely a roadmap to financial success; it’s a compass that keeps both partners sailing towards shared dreams. It transcends dollars and cents to become an exercise in mutual understanding, empathy, and shared aspiration.
In love and relationships, trust is the music that guides the rhythm and flow. It’s the unspoken understanding that two partners are working in harmony, aligning their steps, and moving towards shared goals. But what happens when the music falters, and a partner strays from the agreed-upon path? In the realm of money management, this … Read more
Taking that significant step of moving in together is a thrilling leap of faith that blends emotions, lives, and of course, finances. It’s a venture into uncharted waters, filled with the joy of sharing space and the complexity of intertwining monetary matters. It’s about love and trust, but also about dollars and cents. These intricate … Read more
In an age where our digital footprint often precedes our physical presence, crafting a personal digital marketing strategy is not just a choice—it’s a necessity. Whether you’re an entrepreneur, a professional seeking growth, or an artist looking to reach a wider audience, your digital identity serves as a virtual handshake, a first impression that echoes … Read more
Picture skiing down a steep mountain. Each foot you descend may not seem dramatically different from the last, but before you know it, you’re hurtling down at breakneck speed. The pace of AI development is eerily similar. While improvements in AI capabilities may appear gradual when observed closely, the aggregate speed of progression can be … Read more
Artificial intelligence has made huge strides recently. Systems like ChatGPT can hold conversations, write stories, and even explain concepts. This has led some to claim these AI systems might be conscious, like humans are. But most experts think today’s AI is still far from true consciousness. What is consciousness exactly? Basically, it’s subjective experience – … Read more
In a world where many of us lead increasingly sedentary lives, tied to our screens and confined by routines, the primal joy of movement can feel like a lost art. Ecstatic Dance offers a rediscovery of that joy, a chance to reconnect with our bodies, minds, and emotions through the unbridled power of dance. But … Read more
Cryptocurrency isn’t merely a global phenomenon; it’s a mirror reflecting local flavors and cultural nuances. In the Cuban-American community, I’ve noticed an intriguing dance between the past and the present, tradition and innovation. Here, the world of cryptocurrency is not just about numbers and technology; it’s an intimate tale of identity, resilience, and aspiration. In … Read more
In our rapidly advancing digital age, the convenience of online interactions is tempered by the dark underbelly of scams and fraudulent schemes. With swindlers lurking in the corners of our interconnected world, avoiding online scams has become akin to a sophisticated dance—one requiring awareness, agility, and discernment. This article will waltz you through the labyrinth … Read more
Behavioral economics pulls back the curtain on the irrational ways we often handle money. We’ll unravel the mysteries of human behavior in economic decisions, enriching readers’ understanding of why we often act against our financial best interests. At times perplexing, often downright baffling, the mental pathways we take in making financial choices can be a … Read more
In a world that often seems ruled by numbers, it’s easy to forget the faces behind the figures. Financial hardship is not just an economic issue; it’s a human one.
Certainly most of the professional investors focus on what the stock is likely to do in the next year or two But they do not really think of themselves as owning a piece of a business
The advent of the gig economy has ushered in a revolution in how we perceive work, employment, and even the very fabric of our social structures. Far beyond a mere shift in the labor market, it has become a cultural phenomenon that redefines our relationship with work, community, and ourselves. Traditional notions of job security, … Read more
In the vast world of personal finance, a familiar mantra often echoed is “spend less, save more.” While it’s undeniably wise advice, there’s a nuance that often gets overshadowed in this age-old wisdom. Cutting minuscule amounts from your budget can only take you so far. Increasing your income, on the other hand, unlocks a world … Read more