The Myth of Plastic Recycling

In our shared cabin tucked amidst the redwoods of Northern California, my community and I take recycling seriously. We separate plastics from metals, papers from food scraps. It’s a dance of environmental responsibility that we’ve perfected over years, fueled by the promise that we’re contributing to a greener Earth. But that belief is now tinged … Read more

What is your Biggest Personal Finance Problem?

We asked our readers to suggest the biggest personal finance issues they face. Here are some of the comments: “I completely understand the struggle of managing personal finances. With rising prices and stagnant incomes, it’s becoming increasingly difficult to make ends meet. One of the biggest problems I face is budgeting. Despite my best efforts, … Read more

Are Venture Capital Firms Responsible for the Housing Crisis?

multi family apartment buildings

When the subject of the housing crisis in America and Canada comes up, blame is often cast on investment firms such as Blackrock who are allegedly buying up all the single family homes. How accurate is this story? There are a few aspects to consider regarding investment firms buying up single family homes: Investment firms … Read more

What Are Our Long-Term Financial Goals?

couple life goals

This question, “What Are Our Long-Term Financial Goals?”, isn’t merely a roadmap to financial success; it’s a compass that keeps both partners sailing towards shared dreams. It transcends dollars and cents to become an exercise in mutual understanding, empathy, and shared aspiration.

What does Financial Infidelity Mean?

Focus on stressed angry young couple sitting separate on couch. Unhappy marriage after argue quarrel between spouses

In love and relationships, trust is the music that guides the rhythm and flow. It’s the unspoken understanding that two partners are working in harmony, aligning their steps, and moving towards shared goals. But what happens when the music falters, and a partner strays from the agreed-upon path? In the realm of money management, this … Read more

10 Financial Questions You Should Ask Before Moving In Together

moving in together finances

Taking that significant step of moving in together is a thrilling leap of faith that blends emotions, lives, and of course, finances. It’s a venture into uncharted waters, filled with the joy of sharing space and the complexity of intertwining monetary matters. It’s about love and trust, but also about dollars and cents. These intricate … Read more

Planning Your Personal Digital Marketing

your personal digital marketing plan

In an age where our digital footprint often precedes our physical presence, crafting a personal digital marketing strategy is not just a choice—it’s a necessity. Whether you’re an entrepreneur, a professional seeking growth, or an artist looking to reach a wider audience, your digital identity serves as a virtual handshake, a first impression that echoes … Read more

AI: The Gradual Yet Fast Takeoff

Businessman working with artificial intelligence hologram of manager to talk about company report. Using holographic augmented reality

Picture skiing down a steep mountain. Each foot you descend may not seem dramatically different from the last, but before you know it, you’re hurtling down at breakneck speed. The pace of AI development is eerily similar. While improvements in AI capabilities may appear gradual when observed closely, the aggregate speed of progression can be … Read more

Could Artificial Intelligence Ever Become Conscious?

Artificial intelligence has made huge strides recently. Systems like ChatGPT can hold conversations, write stories, and even explain concepts. This has led some to claim these AI systems might be conscious, like humans are. But most experts think today’s AI is still far from true consciousness. What is consciousness exactly? Basically, it’s subjective experience – … Read more

Introduction to Ecstatic Dance

In a world where many of us lead increasingly sedentary lives, tied to our screens and confined by routines, the primal joy of movement can feel like a lost art. Ecstatic Dance offers a rediscovery of that joy, a chance to reconnect with our bodies, minds, and emotions through the unbridled power of dance. But … Read more

Cuban Coins: Cryptocurrency in the Cuban-American Community

Stack of coins money with Cuba flag

Cryptocurrency isn’t merely a global phenomenon; it’s a mirror reflecting local flavors and cultural nuances. In the Cuban-American community, I’ve noticed an intriguing dance between the past and the present, tradition and innovation. Here, the world of cryptocurrency is not just about numbers and technology; it’s an intimate tale of identity, resilience, and aspiration. In … Read more

How To Avoid Online Scams

online scams

In our rapidly advancing digital age, the convenience of online interactions is tempered by the dark underbelly of scams and fraudulent schemes. With swindlers lurking in the corners of our interconnected world, avoiding online scams has become akin to a sophisticated dance—one requiring awareness, agility, and discernment. This article will waltz you through the labyrinth … Read more

Behavioral Economics: The Human Quirk in Financial Decisions

Behavioral economics pulls back the curtain on the irrational ways we often handle money. We’ll unravel the mysteries of human behavior in economic decisions, enriching readers’ understanding of why we often act against our financial best interests. At times perplexing, often downright baffling, the mental pathways we take in making financial choices can be a … Read more

Showing Compassion for People in Financial Hardship

In a world that often seems ruled by numbers, it’s easy to forget the faces behind the figures. Financial hardship is not just an economic issue; it’s a human one.

Warren Buffett on Stock Prices

Certainly most of the professional investors focus on what the stock is likely to do in the next year or two But they do not really think of themselves as owning a piece of a business

The Gig Economy and Social Change

The advent of the gig economy has ushered in a revolution in how we perceive work, employment, and even the very fabric of our social structures. Far beyond a mere shift in the labor market, it has become a cultural phenomenon that redefines our relationship with work, community, and ourselves. Traditional notions of job security, … Read more

Increase Your Income or Trim Your Expenses?

financial planning

In the vast world of personal finance, a familiar mantra often echoed is “spend less, save more.” While it’s undeniably wise advice, there’s a nuance that often gets overshadowed in this age-old wisdom. Cutting minuscule amounts from your budget can only take you so far. Increasing your income, on the other hand, unlocks a world … Read more

Surviving and Thriving: A Guide for Gig Workers in 2023

With these tools in hand, you’re not merely surviving; you’re carving out a thriving, fulfilling, and lucrative path in the gig economy of 2023. Welcome to the future of work, crafted by your hands, driven by your vision.

Energy Revolution: Batteries Over Transmission Lines

Even as the world ushers in 2023, a considerable fragment of the collective mind that guides our future energy strategies still seems stuck on an age-old proposal: “Build more transmission capacity.” It’s as if they believe the solution to all our power needs lies in enormous strings of power lines crisscrossing the landscape. A great … Read more

How Playing Risk Shaped My Personal Finance Strategy

As someone deeply entrenched in the world of finances, I often find wisdom and guidance in the unlikeliest of places. Surprisingly, one of my most profound learning experiences has come from the classic board game, Risk. The game, known for its blend of strategy, negotiation, and chance, has given me several insights into managing personal … Read more