How To Avoid Online Scams

online scams

In our rapidly advancing digital age, the convenience of online interactions is tempered by the dark underbelly of scams and fraudulent schemes. With swindlers lurking in the corners of our interconnected world, avoiding online scams has become akin to a sophisticated dance—one requiring awareness, agility, and discernment. This article will waltz you through the labyrinth … Read more

Increase Your Income or Trim Your Expenses?

financial planning

In the vast world of personal finance, a familiar mantra often echoed is “spend less, save more.” While it’s undeniably wise advice, there’s a nuance that often gets overshadowed in this age-old wisdom. Cutting minuscule amounts from your budget can only take you so far. Increasing your income, on the other hand, unlocks a world … Read more

The Google Voice Scam on Facebook Marketplace

Elderly woman browsing social media content using laptop on desk holding a coffee cup. Old retired woman at night spending her time by working or study on laptop

In an age where digital marketplaces have become the go-to for buying and selling goods, scams have inevitably evolved to exploit the unwary. A particularly insidious example emerged recently—a scam involving Google Voice and Facebook Marketplace that has caught many an unsuspecting seller off guard. Here’s an inside look at this clever deception and what … Read more

Digital Marketing in the Age of AI

The digital landscape has undergone a seismic shift, and at the heart of this transformation lies Artificial Intelligence (AI). From the bustling digital markets of Addis Ababa to the high-tech corridors of Silicon Valley, AI is revolutionizing the way we approach digital marketing. It’s more than an evolution; it’s a revolution that’s changing how businesses … Read more

Women and Wealth: Strategies for Financial Independence

In the bustling markets of Addis Ababa, I’ve often been inspired by the resolute women who power the economy with their determination and entrepreneurial spirit. The financial world, however, is not always as accommodating or empowering. Unique financial challenges faced by women often stand in the way of building wealth and attaining financial independence. Whether … Read more

Six Black Leaders in the Fight to Legalize Marijuana

black cannabis leader outstanding in her field

The path toward the legalization of marijuana is marked by complexities, controversies, and above all, courageous leadership. The intersection of cannabis legalization with social justice, racial equality, and economic empowerment is an often ignored story, though rich with activism and advocacy. At the core of this story are the voices and visions of black leaders … Read more

10 Practical Money-Saving Hacks for Everyday Life

Let’s begin a little journey, you and I, walking through the vibrant streets of Addis Ababa. Notice the colorful market stalls, each one brimming with fragrant spices, fresh produce, and skillfully crafted wares. This isn’t just a typical market scene; it’s a vibrant tapestry of age-old wisdom on saving and spending. Money, like water, must … Read more

Personal Finance 101 for Beginners

checking her wallet

Personal finance – two words that can either strike fear or spark intrigue, but either way, they are not to be ignored. Just like the Ethiopian farmers meticulously count their chickens at the end of the day, knowing exactly how many they have, and how many they can afford to sell or breed, we too … Read more

Aristotle’s Currency: Money as a Social Connector

aristotle thinks about money

Money: it’s a concept that transcends time, location, and culture. The understanding of money as a “substitute for need,” articulated by Aristotle, reaches far beyond the marbled streets of ancient Athens. From simple trade to global economics, the philosopher’s vision of money as a social bond offers profound insights into our modern financial lives. In … Read more

How Lifestyle Choices Shape Your Financial Future

lifestyle choices

Every day, we make decisions – some big, some small – that shape the trajectory of our lives. From what we eat for breakfast to where we choose to live, each choice has potential financial implications that can add up over time. Yet, the link between our lifestyle choices and our financial health is often … Read more

Helping Parents With a Late-Stage Retirement Plan

helping parents with retirement

Got a bit of a pickle here, mate. So, my folks, both pushing 60, run their own business – no employee retirement scheme or anything like that. They pull in about 300K annually, but no clue how much of that’s pure profit. There’s a pension from the 80s with around 20 grand in it, and … Read more

Avoiding Financial Scams Online

financial scams

In the ever-evolving digital world, where our financial transactions have significantly migrated online, the threat of falling victim to financial scams is very real. Online scams are becoming increasingly sophisticated, often appearing legitimate to the untrained eye. This article aims to arm you with the knowledge and tools needed to protect your financial resources from … Read more

Top 10 Money Myths Revealed

Remember, understanding the difference between financial fact and fiction is a key step towards financial literacy and independence. Arm yourself with the right knowledge and pave your way to financial success.

Is Debt Inherently Immoral?

From the ancient writings of our theologians to the modern world, the concept of debt and the moral quandaries it ignites continue to influence economic philosophies. LSE scholar, David Graeber, highlighted a medieval perspective of debt in a riveting discussion with Disenz on “harmful jobs, odious debt, and fascists who believe in global warming”. The … Read more

Toppling Capitalism Over Coffee

toppling capitalism over coffee

Our actions, small as they may seem, can ripple out and make a difference. A drop of coffee can spread in the cup; likewise, our collective efforts can spread and impact society at large. It’s a bit like making coffee: start with a single bean, apply some heat, and before you know it, you’ve created something robust, warm, and powerful.

Dear Dad, Send Money

The Timeless Tale of Students Begging Parents for Cash Oh, the tales we hear of university students surviving on ramen noodles and dreams of graduation. From the sounds of it, you’d think it’s a modern-day crisis, born from our economic climate, a symptom of skyrocketing tuition fees and stagnant wages. Well, dear readers, buckle up … Read more

Money: From Ancient Salt Bars to Bitcoin

Old money

Hello there, financial explorers! Sofi Abdurahman here, ready to whisk you away on an exciting journey through time and money – all the way from the ancient salt bars of Ethiopia to the digital frontiers of Bitcoin. Are you buckled up? Good! In the vast landscape of finance, nothing has been quite as revolutionary or … Read more

Building Your Emergency Funds

roll of american dollars tightened with red band

In today’s uncertain times, financial security has never been more critical. Whether it’s an unexpected car repair, a sudden job loss, or a medical emergency, life has a way of throwing curveballs that can wreak havoc on our finances. One way to mitigate these risks and weather financial storms is by creating an emergency fund. … Read more

Cryptocurrency and Communal Living

There is no one-size-fits-all approach to combining communal living and cryptocurrency. It’s about what works best for your community. Be open to experimenting, take calculated risks, and don’t be afraid to make a few waves.

Managing Home Finances When Living with Roommates

Happy roommates eating take away pizza

Living with roommates can be a great way to share expenses and create a supportive living environment. However, it’s important to establish clear financial guidelines to avoid potential conflicts and ensure smooth cooperation. In this article, we’ll explore effective strategies for managing home finances when living with roommates. From splitting expenses to tracking bills and … Read more