Starting an Inclusive Artistic Community
Embracing inclusivity in artistic communities is essential for building thriving and supportive spaces where every voice matters.
Lily Kensington
Understanding Your Money Triggers
To effectively address your financial triggers, you need to understand what’s causing them in the first place. This can involve taking a close look at how you feel about money, how others around you interact with it, and even exploring the role that psychological factors like impulsivity or perfectionism may play in your spending habits. … Read more
Developing Hobbies for a Fulfilling Retirement
Retirement is a time when many seniors find themselves with a lot more free time than they’re used to. While this can be a great opportunity to relax and enjoy life, it can also lead to feelings of boredom or purposelessness if not managed properly. Developing hobbies and passions during retirement is an excellent way … Read more
How the Sharing Economy Can Sustain Both Economic Growth and Environmental Protection
The sharing economy is a model of consumption that involves the sharing of resources or assets between individuals, rather than owning them outright. This can include everything from ride-sharing services like Uber and Lyft to home-sharing platforms like Airbnb. The idea behind the sharing economy is to offer an alternative to traditional consumerism, which is … Read more
How gambling addiction affects family dynamics
Gambling addiction is a serious issue that affects not only the individual suffering from it but also has profound consequences on their families. The ripple effect of gambling addiction can cause emotional, financial, and relationship stress within a family unit, impacting everyone’s wellbeing. We will these aspects and provide some insights into how to tackle … Read more
Microfinance and Solidarity
From the bustling street markets of Bangladesh to the vibrant farming communities in Uganda, people around the world are harnessing the power of collective financial resilience to transform their lives. They are participants in an empowering movement known as microfinance, which is redefining economic landscapes, stimulating entrepreneurship, and fostering shared prosperity. At the intersection of … Read more
Uncovering Investor Psychology in the Digital Age
In the complicated world of finance, understanding the psychological factors that influence investor behavior has become a lucrative skillset. Behavioral Finance, a field that melds the study of psychology with financial decision-making, sheds light on the complexities of investor behavior beyond the traditional models of finance. With the advent of social media, a vast, untapped … Read more
Overcoming the Benefits Cliff & Building Financial Resilience
Navigating the precarious tightrope of financial security is a journey fraught with challenges, particularly for those teetering on the edge of the benefits cliff. This metaphorical cliff represents the point where a slight increase in income results in the disproportionate loss of public assistance, often leaving individuals and families worse off than before. It’s a … Read more
How Climate Change is Reshaping Retirement Planning
Lily Kensington dives into the challenges climate change poses to retirement planning, offering insights and strategies to secure your financial future in a warming world.
Money Management Misconceptions in My Marriage?
Capture the essence of building a strong financial foundation in marriage, emphasizing teamwork, growth, and mutual support.
A Single Parent’s Roadmap to Retirement
Gain insights into effective retirement planning strategies tailored for single parents, ensuring a secure and comfortable future for you and your children.
Unspoken Utopia: Non-essential workers in an Age of Enforced Leisure
The dawn of automation and technological advancements has ushered in an age where labor is increasingly delegated to machines, creating a new class labeled as “non-essential workers.” This societal shift, though promising a utopia of leisure and personal fulfillment, has equally delivered a perplexing conundrum. The question echoes, loud and clear: What happens when work, … Read more
Budgeting with Bipolar: Financial Highs and Lows
When it comes to managing finances, individuals with bipolar disorder face unique challenges. Bipolar disorder, characterized by alternating periods of elevated mood (mania) and depression, can significantly impact a person’s ability to make sound financial decisions. During manic phases, an individual might be prone to impulsive spending, taking on debts, or making high-risk investments. On … Read more
How To Make Money with Artificial Intelligence
In the digital age, AI is transforming business and creativity. Seven lucrative ways to make money with AI include AI-powered content creation, AI-driven art, AI-powered video storytelling, digital design solutions, AI-driven web design, AI in audio content, and AI-crafted online courses. Embracing AI’s potential for profit requires differentiation and commitment to quality.
Rethinking Homeownership
In the tapestry of the American Dream, homeownership has always been a central thread, woven deeply into the societal fabric. It’s a symbol of success, stability, and a piece of the proverbial ‘pie.’ But as times evolve, so do perspectives. The once-unquestioned aspiration for owning a home now faces scrutiny, not just for its financial … Read more
The Heart of Money: An Insight into Behavioral Economics
Behavioral economics is like the vibrant underpainting of a traditional economic canvas. It adds depth and color to the otherwise black-and-white world of traditional economics, painting a more holistic and realistic picture of how we make financial decisions. Simply put, behavioral economics is the study of psychology as it relates to the economic decision-making processes … Read more
How to Rebuild Your Credit Score from Scratch
Credit: a five-letter word that carries immense weight in our financial lives. A good credit score opens doors to opportunities – from securing a mortgage to getting a favorable loan rate. But what happens when your credit score is less than ideal? Whether it’s due to past financial mistakes, unexpected hardships, or simply a lack … Read more
How to Communicate About Finances With Your Loved Ones
In our journey through life, one of the most complex and often uncharted territories is that of financial communication with our loved ones. Money, an entity so deeply intertwined with our emotions, dreams, and fears, often becomes a source of tension in relationships. But why is talking about finances so fraught with difficulty? It’s not … Read more
Shared Dreams, Shared Dollars: Financial Planning for Couples
When I first met Aaron*, a client of mine, he was at his wit’s end. His relationship with his wife, Rebecca*, had hit rocky waters, and most of their disputes were about money. Aaron, a conservative spender, believed in saving for a rainy day and meticulously budgeting every dollar. Rebecca, on the other hand, was … Read more
Overcoming Investment Anxiety
Money, for many, is not just a physical entity but an emotional construct, woven with dreams, aspirations, and, quite often, fears. In the landscape of personal finance, investment becomes a peak often admired from afar but seldom scaled. The paradox here is profound: people yearn for the growth that investment can bring, yet they remain … Read more