The Emotional Ledger

Money flows through our lives like an underground river, its currents shaping our choices, relationships, and self-worth in ways we rarely pause to examine. While personal finance books overflow with technical guidance on budgeting, investing, and debt management, they often overlook a crucial truth: our financial behaviors are inextricably linked to our emotional maturity. The … Read more

The Challenges Of Passing Down Family Wealth

Passing down family wealth poses many significant challenges, but it can be done successfully if proper planning and communication are established from the outset. As one generation hands over assets to another, conflicts may arise around issues of inheritance, succession, and tax planning. However, by understanding each member’s perspectives and setting clear expectations, families can … Read more

How To Involve Kids In Family Budget Planning

As parents, we often struggle with finding ways to teach our kids important life skills like managing money. Involving children in family budget planning is one such way that can help them learn about financial responsibility at a young age. Here are some benefits of involving your children in the process: Involving children in family … Read more

Financial Wellness for Single Parents

Portrait of happy African-American father playing with two cute daughters and using laptop, copy space

As a single parent, I often compare my financial journey to a solo climb up a mountain. The path is treacherous, with falling rocks in the form of unexpected expenses, and steep climbs of emotional trials and tribulations. But just as any seasoned mountaineer will tell you, it’s all about the right preparation, the correct … Read more

Constructive Financial Conversations with Your Partner

Couple in love playing online games on television using wireless controller.

Money matters are often a touchy subject in relationships, and for good reason. Disagreements over finances are a common source of conflict among couples. Whether it’s differing views on spending habits, hidden debts, or uncertainty over joint versus separate accounts, money issues can trigger intense emotions and strain relationships. However, these challenges do not mean … Read more

Mindfulness Techniques to Improve Financial Wellness

be mindful

In the bustling whirlwind of our daily lives, mindfulness can be a serene oasis of calm. But what if we could extend that sense of calm to our finances? As a financial psychologist, I’ve seen how powerful this can be. In this blog post, we’ll explore how mindfulness techniques can be used to improve financial behaviors and alleviate financial stress.

Understanding the Financial Impact of Depression

Mental health and financial wellness are two aspects of our lives that are inextricably linked, yet this connection is often overlooked. We frequently compartmentalize these areas, treating them as separate entities when, in reality, they influence and shape one another deeply. I believe that to truly understand and master our financial lives, we must first … Read more

Overcoming Financial Anxiety

Couple friends on a wooden canoe are paddling in water. Sunset Sky Art Render. Taken in Indian Arm, near Deep Cove, North Vancouver, British Columbia, Canada.

In the heart of a turbulent ocean, where waves rise and fall with a disquieting unpredictability, you might find a small boat navigating its way through. Each wave, a different challenge; each dip, a different fear. This boat, adrift yet determined, symbolizes my journey through financial anxiety—a journey that led me to the shore of … Read more