A Fresh Look at Financial Readiness at 70

In a world where the golden years of retirement are no longer bound by the conventional expectations of yesteryear, how much does the average septuagenarian have tucked away in their nest egg? This is not just a question of numbers but a reflection of the changing landscape of retirement, aspirations for leisure and adventure, and … Read more

Echoes of a Shared Past: The Untold Stories of Nahuas and Spaniards

In the vast tapestry of history, the threads of individual lives often weave together in ways that official records can hardly capture. The colonial period in Mexico, a time of profound transformation and tumultuous relationships, offers a rich backdrop against which countless personal stories unfolded. Drawing from the intriguing insights provided by Pedro de Arenas’ … Read more

Free Ways to Boost Your Personal Finance Skills

Hey there, adventurers in finance! It’s Juniper Denali here, your guide through the mystical forest of personal finance. Now, you might know me as the polyamory pundit or the ’90s nostalgia nerd, but today, I’m donning a different hat (or should I say, a different calculator?). In our communal cabin in Northern California, where love … Read more

Save Money on Digital Subscriptions

In today’s digital-centric world, subscriptions have become a ubiquitous part of our daily lives, granting us access to a world of content. Yet, these convenient services can quietly strain our finances. This guide aims to equip you with strategies to enjoy digital media without overspending. Research and Compare Prices Next, lets look into maximizing free … Read more

The Changing Role of Wealth for Millennials

The way money is handled and passed down has seen significant social changes over the past few generations, reflecting broader shifts in values, technology, and economic landscapes. Traditionally, wealth transfer was straightforward, often staying within the family through inheritances and estates. However, recent generations have witnessed a shift towards more diverse and complex methods of … Read more

Managing Money in Multi-Partner Relationships

Navigating the intricate dynamics of polyamory extends beyond the emotional and relational realms – it also encompasses the practical, particularly in the realm of finance. Managing money in multi-partner relationships offers a unique set of challenges and opportunities, requiring a level of transparency, communication, and flexibility that may not be as pronounced in monogamous setups. … Read more

Big Tech Libertarians and the Pro-Natalism Meme

The recent rise of “Pro-Natalism” among Big Tech libertarians like Peter Thiel, Elon Musk, and Marc Andreessen represents a concerning trend. This astro-turfed movement, echoing Jeffrey Epstein’s vision of seeding humanity with “superior” DNA, raises alarms with its eugenic undertones. The movement’s prominent figures, Malcolm and Simone Collins, are deeply integrated into American power structures, … Read more

Decentralized Finance: A Beginner’s Guide

Decentralized Finance (DeFi) is reshaping the financial landscape by leveraging blockchain technology and smart contracts to create a peer-to-peer ecosystem. It offers accessibility, transparency, and innovative investment opportunities, yet comes with volatility and regulatory uncertainties. As it merges with traditional finance, the future of DeFi holds potential for a more inclusive and efficient financial paradigm.

The Paradox of ‘Rich Dad, Poor Dad’

rich dad, poor dude

Robert Kiyosaki, author of ‘Rich Dad, Poor Dad’, filed for bankruptcy in 2012, a shocking turn for the financial guru. Despite his book’s success, legal battles and controversial advice tarnished his image. Kiyosaki’s personal wealth remains intact, raising questions about the alignment of financial advice with personal practices. His story serves as a cautionary tale on the complexities of financial success.

The Role of Tether in the Cryptocurrency World

Cryptocurrency has seen the rise of stablecoin Tether (USDT), offering stability in a volatile market. Despite controversies like backing and market manipulation accusations, Tether’s role in providing stability, liquidity, and access to traditional currencies is significant. As the cryptosphere evolves, Tether’s journey will shape the integration of cryptocurrencies into mainstream finance.

The Ethics of AI in Personal Finance

In today’s digital age, artificial intelligence (AI) is no longer just a buzzword or a distant concept from a science fiction novel. It has become an integral part of our daily lives, especially in managing personal finances. From automated investing platforms to sophisticated budgeting apps, AI has revolutionized how we interact with our money. But … Read more

Digital Coupon Clipping: Maximizing Savings in the Online Era

digital coupon savings

In the ever-evolving landscape of e-commerce, the age-old practice of coupon clipping has undergone a digital transformation. Gone are the days of meticulously cutting out coupons from newspapers and magazines. The digital era has ushered in a new wave of online coupon clipping, offering savvy shoppers a plethora of opportunities to save money with just … Read more

Recycle, Reuse and… Save Money?

In a world increasingly concerned with sustainability, the traditional mantra of “reduce, reuse, recycle” has become a standard. However, the potential of recycling extends far beyond the blue bins and community centers. It’s about creatively repurposing what we have in ways that benefit our planet and our wallets. Let’s embark on a journey of discovering … Read more

The Myth of Plastic Recycling

In our shared cabin tucked amidst the redwoods of Northern California, my community and I take recycling seriously. We separate plastics from metals, papers from food scraps. It’s a dance of environmental responsibility that we’ve perfected over years, fueled by the promise that we’re contributing to a greener Earth. But that belief is now tinged … Read more