Anika Patel
I hope this email finds you well. I’ve been an avid reader of your column, and I really appreciate the practical advice you provide to help people make smart financial and lifestyle choices. So, here’s the thing: I’ve recently been inspired by a movement in my community that emphasizes the importance of shopping locally. I … Read more
In the annals of modern history, perhaps no two generations stand as distinctly contrasted in economic terms as the Baby Boomers and Millennials. Born in an era of post-war optimism and economic boom, Baby Boomers rode the wave of an expanding American Dream. Millennials, on the other hand, entered adulthood amidst the shadows of 9/11, … Read more
We live in an era characterized by unprecedented wealth, technological marvels, and global connectivity. Yet, beneath this gilded facade lies a system marked by stark inequalities, environmental degradation, and pervasive discontent. Dubbed ‘late stage capitalism,’ this phase of our economic evolution seems to magnify capitalism’s inherent flaws, with many pointing towards socialism as a potential … Read more
In the modern age of information, the financial world is no longer just about figures and bottom lines. As the ramifications of climate change grow clearer with each passing day, a pertinent question arises: how does your investment portfolio impact the environment? Gone are the days when investments were solely gauged by their monetary returns. … Read more
In a world grappling with environmental challenges, the impact of our everyday decisions—what we eat, drive, and even wear—has never been more scrutinized. But there’s another significant player in this equation, often overlooked: our investments. With vast sums of money circulating the global markets, investment choices can either propel or hinder sustainable development. Drawing from … Read more
In today’s fast-paced, digital-driven world, traditional 9-to-5 jobs are no longer the sole breadwinners. The gig economy, characterized by flexible, temporary, or freelance jobs, is burgeoning. While it offers unparalleled freedom and the allure of being your own boss, it also brings a unique set of financial challenges. How does one navigate the unpredictable waters … Read more
The current era’s never-ending cacophony of consumerism can be as tempting as the Sirens to Odysseus, luring us into a rocky relationship with our finances. It’s ironic how the relentless pursuit of “more” often leads us to “less” in our bank accounts. But what if the antidote to this ailment is paradoxically simple? That’s right, … Read more
When it comes to financial planning, “change” is the only constant, but the incessant change in prices that we call inflation can make your dollars seem like confetti—colorful but lacking substance. Leaning on my background at Goldman Sachs and my experience as a Portfolio Manager, I’ll take you through some insightful strategies to not just … Read more
Dear Anika, I’ve accumulated over $20,000 in student loans throughout my education. Currently, I’m only making the minimum monthly payment on them. Given your expertise in personal finance and wealth management, do you think this approach is wise? What are the pros and cons of only paying the minimum versus trying to pay them off … Read more
Lucy sat at the kitchen table, her feet not quite reaching the floor, swinging her legs back and forth. She was munching on a peanut butter and jelly sandwich, and her thoughts were miles away from the delightful taste in her mouth. Her father had been talking in hushed tones with her mother the previous … Read more
It’s often said that love and money are the two most debated topics around the world. When intertwined in a relationship, they can either lay the foundation for mutual growth or become a point of contention. Financial disagreements can bring underlying fears and insecurities to the forefront, muddying the waters of even the most harmonious … Read more
In the echoing chambers of Wall Street, where the ebb and flow of the market are often compared to the predictable tides of an ocean, change is the only constant. From the bustling trading floors of Goldman Sachs to quiet decision-making rooms of elite portfolio managers, every financier worth their salt knows that the art … Read more
In an age where many young adults fantasize about their first set of wheels or the allure of tattoos, Ryleigh Ramey of Festus has always been fueled by a different passion. Her aspiration? Carving out her entrepreneurial path. Thus emerged Tanglefoot Creamery, the only destination in Festus for the delight of rolled ice cream. Although … Read more
In a world that’s progressively accepting diverse identities and orientations, one might wonder: Are we doing enough to make sure that acceptance translates to every facet of life? Especially in sectors like finance where traditionally, only a few voices were heard? As an individual deeply rooted in finance and wealth management, I, Anika Patel, intend … Read more
Certainly most of the professional investors focus on what the stock is likely to do in the next year or two But they do not really think of themselves as owning a piece of a business
Winning Service: T-Mobile Magenta Plan If fast and voluminous data usage is your top priority, then the T-Mobile Magenta plan stands out as an appealing choice. With its generous unlimited data offering and fast network connection facilitated by an advanced 5G network, this plan ensures that you have access to the internet whenever you need … Read more
Deciding between postpaid, prepaid, or resold mobile services can be tricky. Each option offers its unique perks and potential drawbacks, and your choice largely depends on your usage patterns, budget, and desired customer service experience. The Postpaid Advantage If you desire unlimited calls, texts, superior customer service, and the option to finance your phone through … Read more
Starting a business is an exciting endeavor, but the path to entrepreneurship is often lined with challenges. One of the foundational steps to establishing a successful business is crafting a well-thought-out business plan. Before you dive into writing your business plan, it’s essential to ponder and address some critical questions that will shape the vision … Read more
It’s a turbulent sea out there in the financial world, and navigating it without a compass can be daunting. Financial advisors are often the compasses, guiding you through the stormy waves of investments, taxes, and retirement plans. But with a plethora of advisors out there, what really sets apart a good financial advisor? Is it … Read more
In an age where every penny counts, finding innovative ways to reduce household expenses is not just smart – it’s essential. But let’s face it, no one wants to live like a hermit just to save a few bucks. Striking the right balance between saving money and maintaining a comfortable lifestyle can be an art. … Read more