Microfinance And Social Enterprise Investing

In today’s globalized economy, businesses are increasingly aware of their social and environmental responsibilities. However, traditional investment strategies may not always align with socially responsible practices. Microfinance and social enterprise investing are alternatives that provide both financial returns and positive impact on communities. These investments can help maximize profitability while also supporting sustainable development goals. … Read more

How To Evaluate The Impact Of ESG Factors On Your Portfolio

Environmental, social and governance (ESG) factors are becoming increasingly important in investment decisions. Investors want to ensure that their money is supporting companies that align with their values and principles. Here’s how to evaluate the impact of ESG factors on your portfolio: By incorporating ESG factors into your investment strategy, you can not only align … Read more

The 401(k) Rollover Gap

Faced with a new job’s 90-day probation and a 60-day 401(k) rollover window? Anika Patel explains how to bridge the gap, secure your retirement savings, and avoid common pitfalls.

Creating Passive Income Streams Through Real Estate Investing

Are you ready to build a passive income stream through real estate investing? Let me show you how! This blog post will guide you through the process of generating passive income through real estate. By reading on, you’ll learn about the different strategies for building wealth through real estate investment and the potential benefits that … Read more

Ethereal Shadows: Scam Tokens on Ethereum Blockchain

In a world where digital currencies are rapidly reshaping our financial landscape, Ethereum stands out not just for its revolutionary technology but also for its bustling ecosystem teeming with opportunities—and, unfortunately, scams. Recent research has uncovered a concerning trend in the proliferation of scam tokens within the Ethereum network, highlighting an urgent need for investor … Read more

A Beginner’s Guide To Understanding The Stock Market

Welcome, fellow investors! If you want to learn how to navigate the stock market like a pro, this is the guide for you. We’ll cover everything from what stocks are and why they matter, to key concepts like P/E ratios and dividends – so let’s get started!

Save Money Without Sacrificing Quality of Life?

Do you feel like your budget is stretched too thin to cover all your expenses and still have enough left over for a little luxury or enjoyment in life? You’re not alone. Many people find themselves stuck in this perpetual struggle between saving money and living comfortably. Luckily, there are ways you can save without … Read more

Studying Wildfire Risks

Learn how to prepare for and mitigate wildfire risks with practical advice on staying informed, creating defensible space, home hardening, emergency planning, and community engagement. Understand the role of electrical corporations in wildfire risk and how policies impact you.

The Digital Marketing Playbook for Start-ups

Discover essential digital marketing strategies for start-ups. Learn how to maximize your impact on a tight budget with innovative social media, content marketing, and SEO techniques. Boost your start-up’s visibility without breaking the bank!

Understanding the Safe Harbor 401(k)

The Safe Harbor 401(k) offers a host of advantages to both employers and employees, from avoiding complex non-discrimination testing for employers to guaranteed employer contributions for employees. Like other 401(k) plans, Safe Harbor 401(k) plans also offer tax advantages.

The Frugal Millionaire’s Path: Wealth Creation for the Everyday Investor

In “The Frugal Millionaire’s Path: Wealth Creation for the Everyday Investor,” we delve deep into the essence of financial freedom and the journey toward achieving it. The principles outlined in my book, “The Frugal Millionaire: Wealth Creation for the Everyday Joe,” serve as the foundation for this enlightening exploration. This blog post aims to translate … Read more

The Fine Line of Legal Advice: Why Attorneys Tread Carefully

Explore the intricate reasons behind attorneys’ cautious approach to giving legal advice. Understand the professional, ethical, and legal frameworks that shape their responses and how this impacts clients seeking guidance.

Mutual Funds Simplified

Dive into the world of mutual funds with Tom Serrano’s easy-to-grasp, humorous guide. From debunking myths to demystifying terms, get ready to master mutual funds like child’s play.

The James Baldwin Century

Celebrate James Baldwin’s 100th year with a deep dive into his enduring legacy. Discover how his life and works inspire financial independence and artistic integrity in the LGBTQ+ community.

Retirement Planning Advice for Self-Employed Parent

Young self-employed fashion designer or tailor looking at sketch of seasonal collection items

Could you offer some advice on what retirement savings options are available to self-employed individuals like me? And how should I prioritize my savings between retirement and my kids’ education?

I Want To Shop Local – But How?

Young African American woman shopping at a local city street market

I hope this email finds you well. I’ve been an avid reader of your column, and I really appreciate the practical advice you provide to help people make smart financial and lifestyle choices. So, here’s the thing: I’ve recently been inspired by a movement in my community that emphasizes the importance of shopping locally. I … Read more

Boomers vs. Millennials: Generations at Economic Crossroads

In the annals of modern history, perhaps no two generations stand as distinctly contrasted in economic terms as the Baby Boomers and Millennials. Born in an era of post-war optimism and economic boom, Baby Boomers rode the wave of an expanding American Dream. Millennials, on the other hand, entered adulthood amidst the shadows of 9/11, … Read more

Late Stage Capitalism’s Wounds

the misery of late stage capitalism

We live in an era characterized by unprecedented wealth, technological marvels, and global connectivity. Yet, beneath this gilded facade lies a system marked by stark inequalities, environmental degradation, and pervasive discontent. Dubbed ‘late stage capitalism,’ this phase of our economic evolution seems to magnify capitalism’s inherent flaws, with many pointing towards socialism as a potential … Read more

The Environmental Cost of Your Investments

agriculture alternative energy clouds countryside

In the modern age of information, the financial world is no longer just about figures and bottom lines. As the ramifications of climate change grow clearer with each passing day, a pertinent question arises: how does your investment portfolio impact the environment? Gone are the days when investments were solely gauged by their monetary returns. … Read more

The Environmental Cost of Your Investments

In a world grappling with environmental challenges, the impact of our everyday decisions—what we eat, drive, and even wear—has never been more scrutinized. But there’s another significant player in this equation, often overlooked: our investments. With vast sums of money circulating the global markets, investment choices can either propel or hinder sustainable development. Drawing from … Read more